This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
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COVID-19 Resources
This proposed rule is NOT FAIR, and therefore NOT SOUND. The GSEs are critical to the national housing finance markets and therefore, serve a great deal of public interests. The proposal transfers all risks, including the risks exposed to the GSEs when performing their public missions, to private investors in both the GSES and the mortgage-back securities. This would force investors to seek much higher returns from securities to compensate higher risks, which would inevitably drive up mortgage rates and disrupt the housing market. This also makes it more difficult to attract private capitals and to let the GSEs exit the conservatorship. Given the national housing market is so critical to the overall economy, it is my strong belief that the government should share the responsibilities as well as the risks too, which would make more robust national housing financing market and therefore a stronger economy. Please don't let political rhetoric drive the economic decisions. Regards
