This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
I've now followed the saga of Fannie/Freddie bailout and conservatorship for nearly a decade, and am frankly appalled that the GSE's have not been released and restored by now. The taking of profits, 'Net Worth Sweep', from shareholders (I became one in approximately 2012) is wrong on so many levels. I invested in the companies, because I personally found value in the FHA mortgage which provided my wife and I our first home, and just a cursory amount of research revealed that the true culprits of the 2008 crash were the lending banks, and FNMA was left holding the bag so to speak. I expected a restoration of the GSE's the moment they returned to profitability, but instead, they have been leveraged as a source of income for the Treasury in a manner which is borderline totalitarian. We treat corporations (legally) as people, correct? So why are we allowing Fannie and Freddie to exist in essentially indefinite servitude, i.e. slavery for a problem which wasn't even theirs to begin with. It's abhorrent to think that this has gone on as long as it has. I invested in the companies several times over the last 6 years, because I thought our Country was capable of being decent and good. It's time to free FNMA.