This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
I would like to congratulate you on a step in the right direction. The wealth and prosperity of this country has been built on having a strong middle class. In order to have a strong middle class, we have to promote home ownership for all. In addition I would like to also thank you for lowering the down payment to 3% on the my community mortgage program. Once again this is a step in the right direction of getting our county on a strong financial footing. What crashed the system in 2008 were the subprime stated income loans, and not the 3% down payment for qualified borrowers. We have fixed the problem of stating income “liar” loans with legislation and the QM rule. Now it is time to restore FNMA and FMCC so that we can get the county back on track.