This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
We all commend and thank FHFA and Director Mel Watt for listening to many concerns about issues affecting affordable housing and trying to help the cause. But FHFA is missing much bigger picture and is lost in political ideologies and rhetorics of protecting taxpayers. This has caused more damage to the goal of affordable housing and the cause of taxpayers. Taxpayers were never at risk with their investment in Fannie and Freddie (FnF), since FnF were solvent and not bankrupt at the time of conservatorship. Looks like most of the FnF financial problems were as a result of abrupt accounting and regulatory changes combined with massive loan misrepresentations. FnF have paid back more than the amount of loans they received, along with with massive profits for taxpayers. This payback to taxpayers is the biggest in the history. The taxpayers and the economy are yet to receive the bigger than biggest payback due to pending release of FnF from conservatorship. The benefits of settling legal disputes and releasing FnF far out weigh the benefits of continuing FnF c'ship. Current status quo of c'ship is just benefiting short sellers and manipulators and not the genuine taxpayers. Please do the right thing, release FnF from c'ship and unleash the growth of economy.