Federal Housing Finance Agency Print



Affordable Housing & Community Investment

We ensure the entities we regulate invest in America's communities.  The Federal Home Loan Bank Affordable Housing Program is used to finance the construction, purchase or rehabilitation of housing. Fannie Mae and Freddie Mac have affordable housing goals to purchase low-income and very low-income single-family and multifamily mortgages.


Fraud Program

FHFA has a statutory obligation to require the regulated entities to file timely reports upon discovery of fraud or possible fraud.   The regulated entities are also required to develop and adhere to each of their own internal control procedures.   FHFA works with FHFA-OIG as well as other regulatory and law enforcement agencies in the detection, prevention and enforcement actions involving fraud, possible fraud and other suspicious activity.


​Home Affordable Refinance Program (HARP®)

This program is for homeowners who are current on their mortgage payments, but who are underwater or their mortgages. That is, they owe almost as much as or more than the current value of their homes. 


Housing Finance Examiner Commission Program

This four-year program combines classroom and on-the-job training to develop a uniform set of technical and professional skills each of our safety and soundness examiners will employ when evaluating those we regulate.


​National Mortgage Database

This database will contain data on first-lien single-family mortgages in existence any time from January 1998 forward.  This project is jointly funded and managed by FHFA and the Consumer Financial Protection Bureau.


​National Survey of Mortgage Originations1

This survey is in support of the National Mortgage Database project which is a multi-year project being jointly undertaken by FHFA and the Consumer Financial Protection Bureau. It is designed to learn about experiences and mortgage practices directly from borrowers. Our goal is to improve lending practices and the mortgage process for future borrowers.


Neighborhood Stabilization Initiative (NSI)

NSI promotes strategies to help delinquent borrowers avoid foreclosure and more efficiently dispose of foreclosed properties.


1The National Survey of Mortgage Originations was originally called the National Survey of Mortgage Borrowers.  The name of the survey was changed to avoid confusion with the American Survey of Mortgage Borrowers, effective May 9, 2016.  The American Survey of Mortgage Borrowers is currently under development.​​​​​​

© 2016 Federal Housing Finance Agency