Our mission is to ensure the Housing Government-sponsored Enterprises operate in a safe and sound manner so they serve as a reliable source of liquidity and funding for housing finance and community investment. Together these institutions provide more than $5 trillion in funding for the U.S. mortgage markets and financial institutions.
Read about the agency’s 2013 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2014 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
See HPI Crosswalk to map former filenames or links to the new website's format.
Oct. 23 - Monthly
Nov. 25 - Quarterly
Dec. 23 - Monthly
Jan. 22 - Monthly
Feb. 26 - Quarterly
Mar. 24 - Monthly
Apr. 22 - Monthly
May 26 - Quarterly
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts….
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6th to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
Fannie Mae and Freddie Mac single-family maximum allowable mortgage origination balances by county.
Data on shocks for a countercyclical capital approach and links to related research papers.
Total mortgages held or securitized by Fannie Mae and Freddie Mac as a Percentage of Residential Mortgage Debt Outstanding, 1990-2010
Statistics for conventional and government-insured or -guaranteed loans and, within each of those sectors, for fixed-rate and adjustable-rate mortgages. Conventional loans are also divided into jumbo and non-jumbo loans.
Data on activities by the Department of the Treasury and the Federal Reserve System to support mortgage markets through purchases of securities issued by Fannie Mae, Freddie Mac, and the Federal Home Loan Banks and by Ginnie Mae, a federal agency that guarantees securities backed by mortgages insured or guaranteed by the Federal Housing Administration, the Department of Veterans Affairs, and other federal agencies.
Federal Home Loan Bank members include thrift institutions, commercial banks, credit unions and insurance companies.
The HPI is a broad measure of the movement of single-family house prices in the United States. The HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. This information is obtained by reviewing repeat mortgage transactions on single-family properties whose mortgages have been purchased or securitized by Fannie Mae or Freddie Mac since January 1975.
The survey provides monthly information on interest rates, loan terms, and house prices by property type (all, new, previously occupied), by loan type (fixed- or adjustable-rate), and by lender type (savings associations, mortgage companies, commercial banks, and savings banks), as well as information on 15-year and 30-year fixed-rate loans. In addition the survey provides quarterly information on conventional loans by major metropolitan area and by Federal Home Loan Bank district.
The public use databases include data from Fannie Mae and Freddie Mac as well as the Federal Home Loan Bank System data. Data sets include:
Low-Income Areas and Designated Disaster Areas Data includes census tracts in which the median income does not exceed 80 percent of AMI; families with income not greater than 100 percent of area median income (AMI) who reside in high-minority census tracts, and; families with income not greater than 100 of AMI who reside in designated disaster areas.
Multifamily Data includes size of the property, unpaid principal balance, and type of seller/servicer from which Fannie Mae or Freddie Mac acquired the mortgage.
Multifamily Unit-Class Data includes a linkage to the property record in the Multifamily Data Set and information on the number and affordability of the units in the property.
Profiles of Mortgages Purchased by Fannie Mae and Freddie Mac provides information on mortgage purchases at the national level.
Single Family Data includes income, race, gender of the borrower as well as the census tract location of the property, loan-to-value ratio, age of mortgage note, and affordability of the mortgage.
HERA Section 1212 requires the Director to make available to the public, in a form that is useful to the public (including forms accessible electronically), and to the extent practicable, census tract level data relating to mortgages purchased by each Federal Home Loan Bank.
© 2014 Federal Housing Finance Agency