Our mission is to ensure the Housing Government-sponsored Enterprises operate in a safe and sound manner so they serve as a reliable source of liquidity and funding for housing finance and community investment. Together these institutions provide more than $5 trillion in funding for the U.S. mortgage markets and financial institutions.
Read about the agency’s 2014 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2016 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Jan. 26 - Monthly
Feb. 25 - Quarterly
March 22 - Monthly
April 21 - Monthly
May 25 - Quarterly
June 22 - Monthly
July 21 - Monthly
Aug. 24 - Quarterly
September 22 - Monthly
October 25 - Monthly
Nov. 23 - Quarterly
Dec. 22 - Monthly
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts….
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6th to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
The survey provides monthly information on interest rates, loan terms, and house prices by property type (all, new, previously occupied), by loan type (fixed- or adjustable-rate), and by lender type (savings associations, mortgage companies, commercial banks, and savings banks), as well as information on 15-year and 30-year fixed-rate loans. In addition, the survey provides quarterly information on conventional loans by major metropolitan area and by Federal Home Loan Bank district.
To conduct this survey, FHFA asks a sample of mortgage lenders to report the terms and conditions on all single-family, fully amortized, purchase-money, nonfarm loans that they close during the last five business days of the month. The survey excludes FHA-insured and VA-guaranteed loans, multifamily loans, mobile home loans, and loans created by refinancing another mortgage.
FHFA will release May index values Wednesday, June 29, 2016.
Many lenders use this rate to reset the interest rate on some ARMs. This index was the only index rate that federally chartered savings and loan associations could use as an adjustable-rate mortgage index in the early 1980s.
May 26, 2016
April 28, 2016
March 29, 2016
February 25, 2016
January 28, 2016
December 30, 2015
November 24, 2015
October 29, 2015
September 29, 2015
August 27, 2015
July 30, 2015
June 25, 2015
May 28, 2015
The following tables present historical summary data prior to 2008 containing Rates and Terms on Conventional Single-Family Non-farm Mortgage Loans. This survey is the nation's most comprehensive source of information on conventional mortgage rates and terms.
Loans Closed, By Property Type - Table 1
4/2015 - 4/2016
Loans Closed, By Loan Type - Table 2
4/2015 - 4/2016
Loans Closed, 15- and 30- Year Fixed-Rate Mortgages - Table 4
4/2015 - 4/2016
Loans Closed, By Metropolitan Statistical Area (MSA) - Table 5
1Q2015 - 1Q2016
Loans Closed, By FHLB District - Table 6
1Q2015 - 1Q2016
All Homes - Table 9
1963 - 2012
Newly Built Homes - Table 10
Previously Occupied Homes - Table 11
Fixed-Rate Mortgages - Table 12
By State - Table 15
1978 - 2012
By Metropolitan Statistical Area (MSA) - Table 16
1978 - 2010
All Homes - Table 17
1973 - 2012
Newly Built Homes - Table 18
Previously Occupied Homes - Table 19
All Homes, Fixed-Rate Mortgages - Table 20
1986 - 2012
Newly-Built Homes, Fixed-Rate Mortgages - Table 21
Previously Occupied Homes, Fixed-Rate Mortgages - Table 22
All Homes, Adjustable Rate Mortgages - Table 23
Newly Built Homes, Adjustable Rate Mortgages - Table 24
Previously Occupied Homes, Adjustable Rate Mortgages - Table 25
All Homes, 15- and 30- Year Fixed-Rate Mortgages - Table 26
1990 - 2012
Complete History of the Index
© 2016 Federal Housing Finance Agency