This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2015 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2016 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector.
Meet the experts...
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6th to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
From understanding the housing markets and mortgage assistance to educational resources, we are here to help guide you to tools and resources homeowners and homebuyers need.
Preventing foreclosures and maintaining credit availability for refinances have been priorities for the Federal Housing Finance Agency (FHFA)—and so is providing resources to America’s homeowners and homebuyers. If you are looking to buy a new home, refinance an existing home or avoid foreclosure, the information in this section may help you find the answers you need.
If your mortgage is underwater or your property threatened by foreclosure, you may find the information in Mortgage Assistance helpful.
If you are purchasing a property or trying to navigate the financial housing market, visit Mortgage Education for information from shopping for a mortgage to avoiding scams and federal resources.
FHFA is here to provide resources to America’s homeowners who have been affected by the housing crisis. HARP may be the right resource for homeowners who are not struggling to make their monthly payments but have seen a drop in value of their property. HAMP may be helpful for those not able to make monthly payments and facing foreclosure. Complaints, Concerns, and Questions can provide assistance to those having issues that involve the entities FHFA supervises and regulates.
Learn more about the financial impact and process of buying and owning a home, and how to avoid mortgage scams. Tips for Homebuyers provide the groundwork for those buying a property. Tips for Homeowners includes resources to help you understand your mortgage and prevent foreclosures. Avoid Scams provides tips to understand how you can avoid and prevent scams, and provides help resources if you already are a victim.
© 2016 Federal Housing Finance Agency