Federal Housing Finance Agency Print



Common Securitization Platform 


Information and public input about a new securitization infrastructure that will support single-family mortgage securitization activities, including the planned issuance of the single mortgage-backed security (Single Security) under development by the Enterprises.


Credit Risk Transfer


Information about Fannie Mae's and Freddie Mac’s credit risk transfer programs.


Duty to Serve


Information about Duty to Serve provisions of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, as amended by the Housing and Economic Recovery Act of 2008.  This statute requires Fannie Mae and Freddie Mac to serve three specified underserved markets:  manufactured housing, affordable housing preservation and rural markets.

Executive Compensation

Information about executive compensation for Federal Home Loan Bank directors and Fannie Mae's and Freddie Mac's senior executives.


Fannie Mae & Freddie Mac Multifamily Business


Fannie Mae & Freddie Mac Private Mortgage Insurer Eligibility Requirements (PMIERs)

Information and public input about Fannie Mae's and Freddie Mac's role in the multifamily business finance market. 




Information about Fannie Mae's and Freddie Mac's Private Mortgage Insurer Eligibility Requirements.  

Guarantee Fees

Information about Fannie Mae's and Freddie Mac's guarantee fees.


Joint Mortgage Servicing Initiative


Non-Performing Loan Sales


Principal Reduction Modification


Information and public input about the joint initiative (FHFA and the U.S. Department of Housing and Urban Development) to consider a new mortgage servicing structure.


Information about FHFA’s guidelines for the sale of non-performing loans (NPLs) by Freddie Mac and Fannie Mae.


Information about targeted Principal Reduction Modification program FHFA has directed the Enterprises to implement.

Real Estate Owned (REO)

Information about new approaches to the disposition of foreclosed properties (real estate owned, or REO) owned by Fannie Mae and Freddie Mac.


Representation and Warranty Framework

Information about Fannie Mae and Freddie Mac’s Representation and Warranty Framework


Requirements for Enterprise Seller/Servicers 


Fannie Mae and Freddie Mac Issued New Eligibility Requirements for Seller/Servicers (5/20/2015)

Single Security


In 2014, FHFA sought public input on the proposed Single Security structure in order to advance the early stages of the goal to develop a single mortgage-backed security to be issued and guaranteed by Fannie Mae or Freddie Mac. After careful consideration of the responses and further dialogue with industry stakeholders, FHFA issued An Update on the Structure of the Single Security, which details progress on the single-mortgage backed security. FHFA invited further feedback on Single Security structure determinations described in the Update published on May 15, 2015.

© 2016 Federal Housing Finance Agency