Our mission is to ensure the Housing Government-sponsored Enterprises operate in a safe and sound manner so they serve as a reliable source of liquidity and funding for housing finance and community investment. Together these institutions provide more than $5 trillion in funding for the U.S. mortgage markets and financial institutions.
Read about the agency’s 2014 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2016 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Jan. 26 - Monthly
Feb. 25 - Quarterly
March 22 - Monthly
April 21 - Monthly
May 25 - Quarterly
June 22 - Monthly
July 21 - Monthly
Aug. 24 - Quarterly
September 22 - Monthly
October 25 - Monthly
Nov. 23 - Quarterly
Dec. 22 - Monthly
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts….
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6th to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
Common Securitization Platform
Duty to Serve
Information and public input about a new securitization infrastructure that will support single-family mortgage securitization activities, including the planned issuance of the single mortgage-backed security
(Single Security) under development by the Enterprises.
Information about Duty to Serve provisions of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, as amended by the Housing and Economic Recovery Act of 2008. This statute requires Fannie Mae and Freddie Mac to serve three specified underserved markets: manufactured housing, affordable housing preservation and rural markets.
Information about executive compensation for Federal Home Loan Bank directors and Fannie Mae's and Freddie Mac's senior executives.
Information and public input about Fannie Mae's and Freddie Mac's role in the multifamily business finance market.
Information about Fannie Mae's and Freddie Mac's Private Mortgage Insurer Eligibility Requirements.
Information about Fannie Mae's and Freddie Mac's guarantee fees.
Information and public input about the joint initiative (FHFA and the U.S. Department of Housing and Urban Development) to consider a new mortgage servicing structure.
Information about principal forgiveness in the context of Home Affordable Modification Program Principal Reduction Alternative (HAMP PRA).
Information about new approaches to the disposition of foreclosed properties (real estate owned, or REO) owned by Fannie Mae and Freddie Mac.
Information about Fannie Mae and Freddie Mac’s Representation and Warranty Framework
Fannie Mae and Freddie Mac Issued New Eligibility Requirements for Seller/Servicers (5/20/2015)
In 2014, FHFA sought public input on the proposed Single Security structure in order to advance the early stages of the goal to develop a single mortgage-backed security to be issued and guaranteed by Fannie Mae or Freddie Mac. After careful consideration of the responses and further dialogue with industry stakeholders, FHFA issued
An Update on the Structure of the Single Security, which details progress on the single-mortgage backed security. FHFA invited further feedback on Single Security structure determinations described in the Update published on May 15, 2015.
© 2016 Federal Housing Finance Agency