This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2015 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2016 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector.
Meet the experts...
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6th to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
MAINTAINING MARKET STRENGTH
By conducting examinations and creating rules that protect the safety and soundness of those we regulate, our work ensures there is money available to borrow for those seeking to buy homes now and in the future.
Our mission is to ensure that Fannie Mae, Freddie Mac and the Federal Home Loan Bank System are operating in a safe and sound manner so that they can serve as a reliable source of liquidity and funding for housing finance and community investment.
Advisory Bulletins are staff documents through which we provide guidance to Fannie Mae, Freddie Mac and the Federal Home Loan Bank System regarding particular supervisory issues.
Although an Advisory Bulletin does not have the force of a regulation or an order, it does reflect the position of FHFA on the particular issue and is followed by supervisory staff.Search for current Advisory Bulletins or view list of Rescinded Advisory Bulletins
Our FHFA Examination Manual improves the transparency of supervision processes, applies uniform standards, and clarifies regulatory expectations. It also establishes quality management ensuring the integrity of our supervision program, to verify compliance with policies and procedures, and to ensure that conclusions are well supported and timely.
Rulemaking is the process we use to create regulations. It is designed to ensure the public is informed of proposed rules, has the opportunity to comment on them, and have access to the rulemaking record. The rulemaking process is conducted in the following way:
Advance Notice of Proposed Rulemaking (optional step),
Public Comment and,
To give us your comment visit our Rulemaking & Federal Register, Open for Comment or Input section.
© 2016 Federal Housing Finance Agency