Our mission is to ensure the Housing Government-sponsored Enterprises operate in a safe and sound manner so they serve as a reliable source of liquidity and funding for housing finance and community investment. Together these institutions provide more than $5 trillion in funding for the U.S. mortgage markets and financial institutions.
Read about the agency’s 2014 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2015 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
July 22 - Monthly
Aug. 25 - Quarterly
Sept. 22 - Monthly
Oct. 22 - Monthly
Nov. 25 - Quarterly
Dec. 22 - Monthly
Jan. 26 - Monthly
Feb. 25 - Quarterly
March 22 - Monthly
April 21 - Monthly
May 25 - Quarterly
June 22 - Monthly
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts….
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6th to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
The Federal Housing Finance Agency (FHFA) oversees the prudential operations of the Federal Home Loan Bank System (FHLBanks), the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (collectively, regulated entities), and the Office of Finance of the FHLBank System.
FHFA's Office of the Ombudsman was created by regulation under the Housing and Economic Recovery Act of 2008. The Office is responsible for considering complaints and appeals from any regulated entity, the Office of Finance, and any person that has a business relationship with a regulated entity or the Office of Finance concerning any matter relating to FHFA’s regulation and supervision of that entity or Office of Finance.
Neither FHFA nor any FHFA employee may retaliate against a regulated entity, the Office of Finance, or a person for submitting a complaint or appeal to the Ombudsman.
Janell Byrd-Chichester acts as FHFA’s Interim Ombudsman. She assumed this position in October 2015.
ensures that complaints and appeals concerning the regulation and supervision of entities FHFA regulates are considered in a fair and timely manner;
conducts independent inquiries and acts as a neutral facilitator or mediator to help resolve complaints and appeals; and,
submits findings of fact and recommendations to the FHFA Director concerning complaints and appeals that have not been resolved through facilitation or mediation.
The Ombudsman does not
facilitate or mediate disputes for which there is an existing avenue of appeal or other forum, such as matters in litigation, arbitration, or mediation; or a matter within the jurisdiction of the FHFA Office of Inspector General; or
handle complaints concerning internal FHFA functions, such as personnel and procurement.
The Office of the Ombudsman has dedicated telephone and fax lines and secure file facilities. The Office does not disclose the identity of a party or the information or materials provided by a party except to appropriate reviewing or investigating officials or if disclosure is required by law.
FHFA regulates the FHLBanks, the Office of Finance of the FHLB System, Fannie Mae, and Freddie Mac. It does not regulate FHLBank members or any other financial institutions. If your complaint is about an organization other than those FHFA regulates, please contact the appropriate agency.
Contact information for the federal regulators of other financial institutions is provided below:
Office of the Comptroller of the Currency Charters and regulates national banks, thrifts and savings banks1-713-336-4350
Federal Reserve SystemSupervises and regulates banking institutions that are members of the Federal Reserve System1-888-851-1920
Federal Deposit Insurance Corporation Regulates state chartered banks that are not members of the Federal Reserve System1-877-275-3342
National Credit Union Administration Regulates credit unions1-800-755-1030
If you are interested in filing with the Ombudsman, please click here to File A Complaint.
Telephone:Dial Toll Free 1-888-665-1474 and leave a message.
Mail: Ombudsman Federal Housing Finance Agency Constitution Center 400 7th Street , SWWashington, DC 20219
© 2015 Federal Housing Finance Agency