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Industry

 

Welcome to the Industry page of FHFA’s website.  This page provides consolidated resources for small and large companies, trade groups, advocacy organizations, vendors, originators, servicers, investors, and mortgage insurers, among others who are interested in the nation’s housing finance system. 

 

I want to:

  1. Read the latest FHFA News.

  2. Download the latest HPI data or MIRs data

  3. Provide Comment on Rulemaking action.

  4. Understand how to Do Business with FHFA.

  5. Read our latest Foreclosure Prevention Report, Refinance Report or Annual Report to Congress.

  6. Understand how FHFA conducts its examinations - read our FHFA Examination Manual and learn about our Housing Finance Examiner Commission Program.

 

 

 

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 Related Information

 

 

Quarterly FOIA Report - Third Quarter 201518277<p>The&#160;Office of Information Policy requires all agencies to provide quarterly reporting for four key FOIA statistics to the Department of Justice. &#160;This report is attended to identify trends and assess agencies' progress throughout the course of the fiscal year.&#160;</p>7/31/2015 2:00:27 PM135http://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx
No FEAR Act Data - Third Quarter FY 201518258<div aria-labelledby="ctl00_PlaceHolderMain_ctl03_label"><div class="WordSection1"><h4>Equal Employment Data Pursuant to Title III of the Notification and Federal Employee Antidiscrimination and Retaliation Act of 2002 (No Fear Act), Public Law 107–174</h4><p>&#160;</p><p>* The Federal Housing Finance Agency (FHFA) was created on July 30, 2008, when the President signed into law the Housing and Economic Recovery Act of 2008.&#160;&#160;The report addresses the following&#58;</p><ul><li>Complaint Activity</li><li>Complaints by Basis</li><li>Complaints by Issue</li><li>Processing Time </li><li>Complaints Dismissed by Agency and Withdrawn by Complainants</li><li>Total Final Actions Finding Discrimination</li><li>Findings of Discrimination Rendered by Basis </li><li>Findings of Discrimination Rendered by Issue </li><li>Pending Complaints Filed in Previous Fiscal Years by Status</li><li>Complaint Investigations </li></ul></div></div>7/29/2015 3:02:42 PM167http://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx
Refinance Report - May 201518217<h1>May 2015 Highlights</h1><ul><li>Refinance volume decreased in May 2015 but remained at levels above those observed in 2014. Mortgage rates rose in May&#58; the average interest rate on a 30 year fixed rate mortgage reached 3.84 percent.</li><li>In May 2015, 10,419 refinances were completed through HARP, bringing the total refinances through HARP from the inception of the program to 3,324,228.</li><li>HARP volume represented 5 percent of total refinance volume in May 2015.</li><li>Year to date through May 2015, borrowers with loan‐to‐value ratios greater than 105 percent accounted for 24 percent of the volume of HARP loans.</li><li>In May 2015, 8 percent of the loans refinanced through HARP had a loan‐to‐value ratio greater than 125 percent.</li><font face="Calibri"></font><font color="#33339b" lang="JA" face="ArialMT"><font color="#33339b" lang="JA" face="ArialMT"></font></font><li>Year to date through May 2015, 28 percent of HARP refinances for underwater borrowers were for shorter‐term 15‐ and 20‐year mortgages, which build equity faster than traditional 30‐year mortgages.</li><font face="Calibri"></font><font color="#33339b" lang="JA" face="ArialMT"><font color="#33339b" lang="JA" face="ArialMT"></font></font><li>Year to date through May 2015, HARP refinances represented 13 or more percent of total refinances in Florida and Georgia, more than double the 6 percent of total refinances nationwide over the same period.</li><li>Borrowers who refinanced through HARP had a lower delinquency rate compared to borrowers eligible for HARP who did not refinance through the program.</li></ul>7/23/2015 2:58:37 PM306http://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx
FHFA House Price Index Up 0.4 Percent in May18208<p>​<strong>Washington, D.C. </strong>– U.S. house prices rose in May, up 0.4 percent on a seasonally adjusted basis from the previous month, according to the Federal Housing Finance Agency (FHFA) monthly House Price Index (HPI).&#160; The previously reported 0.3 percent change in April was revised upward to reflect a 0.4 percent change. </p><p><span style="line-height&#58;22px;">T</span><span style="line-height&#58;22px;">he FHFA HP</span><span style="line-height&#58;22px;">I is calculated using home sales price information from mortgages sold to or guaranteed by Fannie Mae and Freddie Mac.&#160; From May 2014 to May 2015, house prices were up <strong>5.7 percent</strong>.&#160; The U.S. index is <strong>1.8 percent</strong> below its March 2007 peak and is roughly the same as the April 2006 index level.&#160;</span></p><p>For the nine census divisions, seasonally adjusted monthly price changes from April 2015 to May 2015 ranged from <strong>-0.6 percent </strong>in the East South Central division to <strong>+1.1 percent</strong> in the East North Central division.&#160; The 12-month changes were all positive, ranging from <strong>+0.9 percent </strong>in the Middle Atlantic division to <strong>+8.4 percent</strong> in the Pacific division.</p><p>Monthly index values and appreciation rate estimates for recent periods are provided in the table and graphs on the following pages.&#160; Complete historical data are available on the <a href="/DataTools/Downloads/Pages/House-Price-Index.aspx">Downloadable HPI Data page.</a> </p><p>For detailed information on the monthly HPI, see <a href="/Media/PublicAffairs/Pages/Housing-Price-Index-Frequently-Asked-Questions.aspx">HPI Frequently Asked Questions (FAQ)</a>.&#160; The next&#160;HPI report will be released August 25, 2015 and will include quarterly data througthe second quarter of 2015 and monthly data through June.&#160; </p><p>FHFA has selected HPI release dates for 2016.&#160; Those dates, in addition to dates for the rest of 2015, are available on the <a href="/DataTools/Downloads/Pages/House-Price-Index.aspx#ReleaseDates">HPI Release Dates page</a>. &#160;</p>7/22/2015 1:00:32 PM2630http://www.fhfa.gov/Media/PublicAffairs/Pages/Forms/AllItems.aspxhtmlFalseaspx
U.S. House Price Index Report - May 201518209<p>​<span style="line-height&#58;1.6;">The F</span><span style="line-height&#58;1.6;">HFA House Price Index (HPI) reported a&#160;0.4&#160;percent&#160;increase in U.S. house prices in May&#160;from the previous month.&#160;&#160;From May&#160;2014 to May&#160;2015, house prices were up&#160;5.7&#160;percent.&#160; For the nine census divisions, seasonally adjusted monthly price changes from April&#160;2015 to May&#160;2015 ranged from&#160;-0.6&#160;percent in the&#160;East South&#160;Central division to +1.1&#160;percent in the East&#160;North Central division.&#160; The 12-month changes were all positive, ranging from +0.9&#160;percent in the&#160;Middle Atlantic division to +8.4&#160;percent in the Pacific division.​</span></p><p>Monthly index values and appreciation rate estimates for recent periods are provided in the table and graphs in the attachment.</p>7/22/2015 1:00:33 PM1151http://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx

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