This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
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Operate the business in a safe and sound manner.
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Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
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The Federal Housing Finance Agency (“FHFA") is committed to ensuring the security of the American public by protecting their information. This policy is intended to give security researchers clear guidelines for conducting vulnerability discovery activities and to convey our preferences in how to submit discovered vulnerabilities to us.
This policy describes what systems and types of research are covered under this policy, how to send us vulnerability reports, and how long we ask security researchers to wait before publicly disclosing vulnerabilities.
We encourages you to contact us to report potential vulnerabilities in our systems.
Scope
All fhfa.gov and mortgagetranslations.gov domains are within scope of the FHFA's vulnerability disclosure program and are authorized for testing. Vulnerabilities found in systems from our vendors fall outside of this policy's scope and should be reported directly to the vendor according to their disclosure policy (if any). If you aren't sure whether a system is in scope or not, contact us at domainsecurity@fhfa.gov before starting your research.
If you make a good faith effort to comply with this policy during your security research we will consider your research to be authorized, and we will work with you to understand and resolve the issue quickly. FHFA will not recommend or pursue legal action related to your research. Should legal action be initiated by a third party against you for activities that were conducted in accordance with this policy, we will make this authorization known.
Under this policy, “research" means activities in which you:
Once you have established that a vulnerability exists or encounter any sensitive data (including personally identifiable information, financial information, or proprietary information or trade secrets of any party), you must stop your test, notify us immediately, and not disclose this data to anyone else.
Security researchers must not:
Security researchers may:
Security researchers must:
Information submitted under this policy will be used for defensive purposes only – to mitigate or remediate vulnerabilities. If your findings include newly discovered vulnerabilities that affect all users of a product or service and not solely the FHFA, we may share your report with the Cybersecurity and Infrastructure Security Agency, where it will be handled under their coordinated vulnerability disclosure process.
We accept vulnerability reports through our bugcrowd program (https://bugcrowd.com/fhfa-vdp) and questions can be directed to domainsecurity@fhfa.gov. Reports may be submitted anonymously. If you share contact information, we will acknowledge receipt of your report within 5 business days.
In order to help us triage and prioritize submissions, we recommend that your reports:
When you choose to share your contact information with us, we commit to coordinating with you as openly and as quickly as possible.
Questions regarding this policy may be sent to domainsecurity@fhfa.gov. The FHFA encourages security researchers to contact us for clarification on any element of this policy. Please contact FHFA prior to conducting research if you are unsure if a specific test method is inconsistent with or unaddressed by this policy. We also invite security researchers to contact us with suggestions for improving this policy.
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