This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
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I would like to point out FHFA and Director Watt, as well as many congressional leaders and housing advocacy and banking groups have come forward with passionate support for a Financial Market Utility structure for the GSEs. I concur. After the passage of Dodd-Frank, capital standards would most appropriately be addressed under Treasury's "Final Rule on Authority to Designate Financial Market Utilities" under the SIFI-declared enterprises designation and capital standards lawfully set in place by the FSOC created by Dodd-Frank. I would also like to point out that investor complaints that the Amendment 3 Net Worth Sweep was of no benefit to investors is a "red herring" in that investor share prices have actually risen since Amendment 3 was announced, and investors troubled by its provisions had ample time to exit their positions before it was actually implemented in 2013. I would further observe that House Bill No.4171 clearly states in Sectiion 112: "Requires (the Agency)... (2) promote market discipline, by eliminating expectations on the part of shareholders..." under Public Law No. 111-517 passed on 07/21/2010. I m submitting these comments as a real estate owner and investor in FNMA and FMCC common and junior preferred stocks over a span of several years.