This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
Washington, D.C. – The Federal Housing Finance Agency (FHFA) has sent to the Federal Register a Notice presenting an approach to adjust the guarantee fees (g-fees) that Fannie Mae and Freddie Mac charge on single-family mortgages in states where costs related to foreclosure practices are statistically higher than the national average. The size of the fee adjustments are intended to reflect the disparity in costs, as compared to the national average. The Notice invites public input on this approach and potential future approaches to setting and adjusting state-level g-fees.
As conservator of Fannie Mae and Freddie Mac, FHFA has a statutory obligation to preserve and conserve their assets and has a responsibility to ensure that the companies properly measure and manage risk and that they are compensated for the costs they incur.
After FHFA’s review and consideration of public input, FHFA will determine a final methodology for state-level guarantee fee pricing. FHFA expects to direct Fannie Mae and Freddie Mac to implement the pricing adjustments in 2013.
FHFA is accepting submissions from the public for 60 days after the Notice appears in the Federal Register. Submissions may be sent to gfeeinput@fhfa.gov or FHFA OPAR, 400 Seventh St., SW, Ninth Floor, Washington, D.C. 20024. Submissions may be made public.
Link to Notice
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The Federal Housing Finance Agency regulates Fannie Mae, Freddie Mac and the 12 Federal Home Loan Banks. These government-sponsored enterprises provide more than $5.7 trillion in funding for the U.S. mortgage markets and financial institutions.
