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  • <div align="center"><a href="/PolicyProgramsResearch/Programs/Pages/EquitableHousing.aspx" style="color:#ffffff !important;font-size:20px;line-height:26px;">Enterprise Equitable Housing Finance Plan Updates are also published</a></div>
  • <div align="center"><a href="/Media/PublicAffairs/Pages/Written-Testimony-of-Director-Thompson-Before-the-US-Senate-Committee-on-Banking-Housing-and-Urban-Affairs-4182024.aspx" style="text-decoration: underline;color:#ffffff;">[Testimony]</a></div>
  • <div align="center"><a href="https://www.eventbrite.com/e/fhfa-fhlbank-and-cdfi-symposium-registration-883359751797?aff=oddtdtcreator" class="external-link" style="color:#ffffff !important;font-size:24px !important;">Register Now</a></div>
  • <div align="center"><a href="/Media/PublicAffairs/Pages/State-Financial-Regulators-and-FHFA-Enter-Into-Mortgage-Market-Information-Sharing-Agreement.aspx" style="text-decoration: underline !important;color:#ffffff !important;">[Press Release]</a></div>
  • FHFA requests your comments on rules <a href="/SupervisionRegulation/RegulationFederalRegister/Pages/Open-for-Comment.aspx">open for comment.  </a>

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Releases, Statements, Speeches and Testimony

April 29, 2024​

FHFA Announces Release of Fair Lending Final Rule; Enterprise Equitable Housing Finance Plan Updates are also published​​​

The Federal Housing Finance Agency (FHFA) today released its Fair Lending, Fair Housing, and Equitable Housing Finance Plans Final Rule, together with Fannie Mae and Freddie Mac’s (the Enterprises) Equitable Housing Finance Plan updates for 2024 and Performance Reports for 2023...

April 29, 2024​

FHFA Announces New Division of Public Interest Examination​​​

The Federal Housing Finance Agency (FHFA) today announced the creation of a new Division of Public Interest Examination (DPIE), which will be responsible for supervisory oversight of the Agency’s regulated entities in the areas of affordable housing, community development, diversity and inclusion, consumer protection, and fair lending...​​

April 18, 2024​

Written Testimony of Sandra L. Thompson, FHFA Director, Before the U.S. Senate Committee on Banking, Housing, and Urban Affairs: "Oversight of Federal Housing Regulators"​​​

Chairman Brown, Ranking Member Scott, and distinguished members of the Committee, thank you for the invitation to appear at today's hearing. Congress established the Federal Housing Finance Agency (FHFA or Agency) to protect the safety and soundness of the housing finance system and promote affordable and sustainable access to mortgage credit nationwide through the regulation and supervision of its regulated entities – Fannie Mae, Freddie Mac (together, the Enterprises), and the Federal Home Loan Bank System, which includes the 11 Federal Home Loan Banks (FHLBanks) and the Office of Finance...​

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Spotlight Topics

Climate Change Icon

Climate Change and Environmental, Social and Governance (ESG)

The Federal Housing Finance Agency (FHFA) recognizes that climate change poses a serious threat to the U.S. housing finance system. FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System – have an important leadership role to play in addressing this issue. Click here to learn more about what FHFA has done related to climate risks and ESG broadly.


Suspended Counterparty Program
Suspended Counterparty Program

FHFA established the Suspended Counterparty Program (SCP) to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks presented by individuals and entities with a history of fraud or other financial misconduct.

Click here to access the Suspended Counterparty Program regulation and the list of suspended individuals and entities.           

           

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House Price Information

*FHFA HPI Release Dates  
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FHFA House Price Index

FHFA House Price Index

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​Housing Market Indicators​​​​

MIRS Transition Index

MIRS Transition Index Release Dates

Index Value
April 2024

6.63
March 2024

6.65
February 2024

6.94
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MIRS transition index is intended to be used in lieu of the discontinued MIRS ARM Index for currently outstanding loans, and not as a reference rate on newly-originated adjustable-rate mortgages.  For further information, click here

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House Prices

FHFA HPI-SourceQuarterly Change 2023Q3-2023Q4Four Quarter Change 2022Q4-2023Q4
"Purchase-Only" U.S. Index
(Seasonally Adjusted)
1.5%6.5%
"Expanded-Data" U.S. Index
(Seasonally Adjusted)
1.6%6.4%
© 2024 Federal Housing Finance Agency