This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
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Operate the business in a safe and sound manner.
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Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
FHFA requests your comments on rules open for comment.
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May 6, 2024
Statement of Director Sandra L. Thompson on Incentive-Based Compensation Joint Release
I strongly believe that robust risk management with respect to compensation practices is critical to promoting the safety and soundness of FHFA's regulated entities. For that reason, FHFA has joined the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) in releasing a renewed proposal to implement section 956...
Agencies Issue Proposal on Incentive-Based Compensation
The Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), and the Federal Housing Finance Agency (FHFA), have adopted a Notice of Proposed Rulemaking (NPR) to address incentive-based compensation arrangements, as required under section 956 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (section 956)...
May 2, 2024
FHFA Issues Report on Enterprise Single-Family Guarantee Fees in 2022
The Federal Housing Finance Agency (FHFA) today issued its annual report on single-family guarantee fees charged by Fannie Mae and Freddie Mac (the Enterprises). Guarantee fees are intended to cover the expected credit losses, administrative costs, and cost of capital that the Enterprises incur when they acquire single-family loans from lenders...
Climate Change and Environmental, Social and Governance (ESG)
The Federal Housing Finance Agency (FHFA) recognizes that climate change poses a serious threat to the U.S. housing finance system. FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System – have an important leadership role to play in addressing this issue. Click here to learn more about what FHFA has done related to climate risks and ESG broadly.
FHFA established the Suspended Counterparty Program (SCP) to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks presented by individuals and entities with a history of fraud or other financial misconduct.
Click here to access the Suspended Counterparty Program regulation and the list of suspended individuals and entities.
Find out your options and solutions available.
Provide input on matters under review or submit comment on proposed rules.
Calculate the current estimated dollar value of your home using FHFA's House Price calculator.
Download the latest FHFA House Price Index
MIRS transition index is intended to be used in lieu of the discontinued MIRS ARM Index for currently outstanding loans, and not as a reference rate on newly-originated adjustable-rate mortgages. For further information, click here.
FHFA House Price Index Up 1.2 Percent in February; Up 7.0 Percent from Last Year
FHFA Announces Release of Fair Lending Final Rule
Written Testimony of Sandra L. Thompson, FHFA Director, Before the U.S. Senate Committee on Banking, Housing, and Urban Affairs
FHFA Releases Housing Mission Report for 2023
FHFA to Host FHLBank and CDFI Symposium
State Financial Regulators and FHFA Enter Into Mortgage Market Information Sharing Agreement
FHFA Announces 2024 Generative AI in Housing Finance TechSprint
Director Sandra Thompson's Statement on Title Acceptance Pilot
RFI Summary: Tenant Protections Now Available
FHLBank System at 100: Focusing on the Future Report Now Available
FHFA requests comments on rules open for comment
