This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
The Federal Housing Finance Agency (FHFA) is requiring Fannie Mae and Freddie Mac (the Enterprises) to prepare and implement three-year Equitable Housing Finance Plans that describe each Enterprise’s planned efforts to advance equity in housing finance. Under FHFA’s oversight, each Enterprise will identify barriers to sustainable housing opportunities, set goals to address those barriers, undertake meaningful actions to address those barriers, and report on its progress.
The Enterprises must submit these plans to FHFA by December 31, 2021. The plans will be effective in 2022, cover a three-year period, and be updated annually. FHFA is also requiring the Enterprises to report annually on their progress in implementing their plans, beginning in April 2023. FHFA intends to publish the plans and progress reports for public awareness after they are submitted. FHFA intends for this to be an ongoing requirement, with continuous opportunities for public input and awareness.
FHFA is seeking public input and information through this Request for Input until October 25, 2021 to aid the Enterprises in preparing their first plans and to aid FHFA in overseeing the plans.
On September 28, 2021, FHFA hosted a virtual listening session to allow for additional public input.
Listening Session Agenda (9/28/2021)
Listening Session Transcript (9/28/2021)