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Credit Risk Retention-Notification of Extension of Review Period

Open Date:
Open for comment
All comments are due by
Fannie Mae; FHLBanks; Freddie Mac
Document Number:
12 CFR Part 1234
CFR Description:
Federal Register Publish Date:
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Contact Information:

FOR FURTHER INFORMATION CONTACT:  Ron Sugarman, Principal Policy Analyst, Office of Capital Policy, (202) 649-3208, Ron.Sugarman@fhfa.gov, or Peggy K. Balsawer, Associate General Counsel, Office of General Counsel, (202) 649-3060, Peggy.Balsawer@fhfa.gov, Federal Housing Finance Agency, Constitution Center, 400 7th Street SW, Washington, DC 20219.  The telephone number for the Telecommunications Device for the Deaf is (800) 877-8339.

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SUMMARY:  The FHFA, OCC, Board, FDIC, Commission, and HUD (the agencies) are providing notice of the extension of the period for the review, and publication of determination of the review, of the definition of qualified residential mortgage; the community-focused residential mortgage exemption; and the exemption for qualifying three-to-four unit residential mortgage loans, in each case as currently set forth in the Credit Risk Retention Regulations (as defined below) as adopted by the agencies.

DATES:  The period for completion of the review of the subject residential mortgage provisions and publication of notice disclosing the determination of this review is extended until December 20, 2021. Notice of the commencement of the review was published on December 20, 2019 (84 FR 70073), and notice of the extension of the review and of publication of the determination was published on June 30, 2020 (85 FR 39099).

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