This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
On behalf of the nation’s state Housing Finance Agencies (HFAs), the National Council of State Housing Agencies (NCSHA) writes in response to the Federal Housing Finance Agency’s (FHFA’s) request for comments on its notice of proposed rulemaking on the Enterprise Regulatory Capital Framework (the Framework). While we fully understand the importance of establishing new regulatory capital rules for Fannie Mae and Freddie Mac (“the Enterprises”), the Framework as proposed is so badly flawed NCSHA urges FHFA to rescind it. FHFA should restart the rulemaking process with a more holistic approach that considers not only the Enterprises’ obligation to facilitate liquidity – which the Framework acknowledges – but also their mandates to support financing for affordable multifamily housing and facilitate the availability of single-family mortgage financing nationwide – which the Framework all but ignores. FHFA also should publish any research it or the Enterprises have conducted on how the capital standards will impact the Enterprises’ ability to support financing for affordable single-family and multifamily lending and promote access to credit in the underserved markets the Enterprises are statutorily required to serve. The balance of this letter provides brief overviews of state HFAs and their partnership with the Enterprises; summarizes NCSHA’s comments on the Framework; and provides our detailed comments on the Framework.
