This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
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I am not a hedge fund or any big bank. I'm just an ordinary man, who was benefited by Fannie Mae for the loan I took for my first home. I want such reach - to buy a home - facilitated by the GSEs to be there for my kids too, when they are ready for buying their fist home. I really appreciate everything the government did and do for the middle-class to afford a house. Obviously, that made me believe in these companies. I did not look at their balance-sheets to believe in them - I just know how good they are for me. In hopes to preserve that, I invested in them - bought the common shares too. I believed in them so strong, I put a lot of my retirement savings in them. Seeing that they are profitable, I believed I'm not throwing my retirement money in a bankrupt company. But, my belief is being shaken by recent event and I stand to loose much of my retirement savings. That aside, it's not fair that the current investor are cheated on for new money. There is no need for it - these are not bankrupt companies like what the big banks want everyone to believe. I agree with Pershing Square’s comments that “..for such an unprecedented capital raise to be feasible, we believe that current investors in Fannie and Freddie must be treated fairly, as new investors will be highly skeptical as to how they will be treated if the ultimate outcome is poor for legacy shareholders of the GSEs. In order for the Enterprises to successfully raise the new private capital contemplated by the Proposed Rule, we believe that legacy investors in Fannie and Freddie must be treated fairly. No new investor will invest in Fannie and Freddie unless historic investors are protected from, and compensated for, the expropriation of profits from the two companies that took place with the Net Worth Sweep that has extracted more than $237 billion of profits from the Enterprises since it took effect on January 1, 2013.(1) This amount represents a return to Treasury greater than the bargained for 10% interest rate on its Senior Preferred Stock investment, including complete repayment of the $191 billion invested by Treasury in the Enterprises." Please do the right thing to honor the investors and not stab them in the back - again, I'm not a hedge fund or big bank. It's easy to separate the ordinary investors and treat them justly.