This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
I worked at Freddie Mac for 3 years and understand both it's and Fannie Mae's 'missions'. It's not affordable housing -that's for the FHA. I'm not sure why FHFA and Congress have been pressuring the GSE's to lower their credit score thresholds in conjunction with affordable housing goals. The Agencies have no right financing subprime loans. I have no issue with lower priced housing, which attracts low income borrowers. However, those low income borrowers better have very good credit scores, in line with GSE requirements!
