This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2018 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Implement critical reforms that will produce a stronger and more resilient housing finance system.
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.
2019 Conservatorships Strategic Plan
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Language Translation Disclosure
Following a public input process, and FHFA's non-objection, the Enterprises' first Underserved Markets Plans covering 2018 to 2020 went into effect on January 1, 2018. On October 30, 2019 FHFA published the results of its evaluations and ratings of the Enterprises' 2018 performance.
For 2018, FHFA has determined that each Enterprise complied with its duty to serve requirements in all three underserved markets. In addition, FHFA finds that each Enterprise performed a satisfactory job of increasing the liquidity and distribution of available capital in each of the three underserved markets. Due to the difficulty of measuring and rating impact from this single year, FHFA was not able to determine more granular ratings for 2018.
Highlights of the Enterprises' performance are published in FHFA's 2019 Annual Housing Report to Congress [link to report]. Data on the Enterprises' 2018 Duty-to-Serve-qualifying loan purchases is available on the
Data and Tools page.
To enable FHFA's evaluations, each Enterprise submits quarterly and annual reports detailing their actions and progress toward achieving the objectives in their Plans. FHFA makes these quarterly and annual reports public, omitting any confidential and proprietary information. These reports contain the Enterprises’ views on their Duty to Serve activities and do not necessarily reflect FHFA’s views.
© 2019 Federal Housing Finance Agency