This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
Operate the business in a safe and sound manner.
Promote sustainable and equitable access to affordable housing.
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Washington, D.C. – “The Enterprises are leveraged nearly 1,000-to-one, ensuring they would
fail during an economic downturn – exposing taxpayers once again. This letter
agreement between Treasury and FHFA, which allows the Enterprises to retain
capital of up to $45 billion combined, is an important milestone on the path to
reform,” said FHFA Director Mark Calabria. “FHFA commits to working with
Treasury in the coming months to amend the share agreements and further advance
broader housing finance reform. These reform goals include limiting the
government’s role in housing finance, increasing marketplace competition,
focusing on affordable housing, and sustainable homeownership. The status quo
is not an option. Now is the time to act.”
Fannie Mae Capital Agreement
Freddie Mac Capital Agreement
Media: Raffi Williams (202) 649-3544
© 2023 Federal Housing Finance Agency