This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2020 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Implement critical reforms that will produce a stronger and more resilient housing finance system.
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.
2019 Conservatorships Strategic Plan
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
I applaud U.S. Department of Housing and Urban Development (HUD) Secretary Marcia Fudge and Domestic Policy Council Director Susan Rice for their leadership of the PAVE Task Force and the development of this final report. Today's report affirms the persistence of bias in the housing finance system and provides a roadmap for the federal government to work across agencies, and with Congress, the civil rights community, and industry stakeholders to take meaningful steps against factors that contribute to the mis-valuation and devaluation in property appraisals experienced by borrowers and communities of color.
FHFA does not tolerate housing discrimination. We remain focused on addressing valuation bias by ensuring compliance with federal fair lending laws, evaluating appraisal standards, and working with HUD and other interagency partners to share information and resources that strengthen fair lending oversight of the mortgage finance system.
PAVE Action Plan to Advance Equity in Appraisals
Adam Russell Adam.Russell@FHFA.gov
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