This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the addition of Vietnamese, Korean, and Tagalog language resources to the Mortgage Translations clearinghouse. These additions to the online repository improve the ability of interested parties to navigate the mortgage and homebuying process by enabling the mortgage industry to better assist consumers whose primary language is Vietnamese, Korean, or Tagalog. The repository now includes documents translated into Spanish, traditional Chinese, Vietnamese, Korean, and Tagalog.
To further support individuals who are limited English proficient (LEP), the clearinghouse has added a list of industry resources available to provide oral interpretation services. These resources can help LEP consumers navigate topics such as fraud avoidance and scam detection, foreclosure prevention, financial management and budgeting, financial wellness coaching, buying or renting a home, and mortgage options. These no-cost services support more than 250 languages and can provide the clarity and confidence needed to better support sustainable homeownership.
“This expanded set of translated documents and interpretive resources help to better support mortgage lenders, servicers, and housing counselors as they guide more Americans on the path to sustainable homeownership,” said Sandra Thompson, FHFA's Deputy Director for the Division of Housing Mission and Goals. “The Mortgage Translations website represents a collaboration between FHFA, Fannie Mae, and Freddie Mac to provide information in Spanish, traditional Chinese, Vietnamese, Korean, and Tagalog to interested parties with limited English proficiency anywhere in the mortgage process.”
The Mortgage Translations website launched in October 2018 as a centralized source of industry-standard resources to assist lenders, servicers, housing counselors, real estate professionals, and other housing industry stakeholders in serving LEP homebuyers.
FHFA collaborated with Fannie Mae, Freddie Mac, industry experts, consumer advocates, and other government agencies to develop this collection of mortgage documents, educational materials, and glossaries. In particular, the glossaries will help standardize translations across the mortgage industry.
###
Media: Raffi Williams Raffi.Williams@FHFA.gov / Adam Russell Adam.Russell@FHFA.gov
