This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2018 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
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Implement critical reforms that will produce a stronger and more resilient housing finance system.
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.
2019 Conservatorships Strategic Plan
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Language Translation Disclosure
Washington, D.C. – The Federal Housing Finance Agency today announced that Fannie Mae and Freddie Mac (the Enterprises) have published revised Private Mortgage Insurer Eligibility Requirements (PMIERs) for private mortgage insurance companies that insure mortgage loans either owned or guaranteed by the Enterprises. As Conservator to the Enterprises, FHFA directed the Enterprises to strengthen their risk management requirements for mortgage insurance counterparties. In April 2015, the Enterprises published financial and operational eligibility requirements that private mortgage insurers must meet to receive approved insurer status with the Enterprises. Those requirements became effective December 31, 2015.
The revised eligibility requirements reflect changes to the financial and operational requirements for the Enterprises' mortgage insurance counterparties. The revised eligibility requirements become effective on March 31, 2019.
“Periodic reviews and updates to the PMIERs reduce the Enterprises' risks and protects taxpayers," said FHFA Director Melvin L. Watt. “The updated requirements incorporate feedback from the mortgage insurance industry and also fulfill a key Scorecard priority for the Enterprises."
Fannie Mae Statement
Freddie Mac Statement
Media: Stefanie Johnson (202) 649-3030 / Corinne Russell (202) 649-3032Consumers: Consumer Communications or (202) 649-3811
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