This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2020 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Implement critical reforms that will produce a stronger and more resilient housing finance system.
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.
2019 Conservatorships Strategic Plan
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Washington, D.C. – Today, the Federal Housing Finance Agency (FHFA)
announced plans to re-propose the entire regulation on capital requirements
(Capital Rule) for Fannie Mae and Freddie Mac (the Enterprises) sometime in
“The 2018 Capital Rule was
proposed before FHFA began the process of retaining capital at the Enterprises
as a first step toward ending the conservatorships. In fairness to all
interested parties, the comments submitted during the previous rulemaking were
submitted under a different set of assumptions about the future of the
Enterprises. During the process of the rulemaking, important issues were
identified that will be addressed in the re-proposal,” said FHFA Director Mark
“The Capital Rule is one of
the most important rules I will issue as Director. This rule will be
re-proposed and finalized within a timeline fully consistent with ending the
conservatorships. Requiring the Enterprises to build capital that can properly
support their risk ensures that taxpayers will never be on the hook again
during an economic downturn.”
Media: Raffi Williams (202) 649-3544 / Stefanie Johnson (202) 649-3030
© 2021 Federal Housing Finance Agency