This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
"The Federal Housing Finance Agency (FHFA) is pleased with Fannie Mae’s release of historical single-family, loan-level credit performance data. This release represents an important step toward returning private capital to the mortgage market and follows a similar data release by Freddie Mac last month.
"By increasing transparency in loan-level credit performance of single-family mortgages, these releases pave the way for Freddie Mac and Fannie Mae to pursue risk-sharing transactions. These transactions, a key goal of the FHFA Strategic Plan for Enterprise Conservatorships, will allow Fannie Mae and Freddie Mac to gradually contract their dominant presence in the marketplace and help lay the foundation for the U.S. housing finance system of the future."
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The Federal Housing Finance Agency regulates Fannie Mae, Freddie Mac and the 12 Federal Home Loan Banks. These government-sponsored enterprises provide more than $5.5 trillion in funding for the U.S. mortgage markets and financial institutions.
