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Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced that it is revising the affordable housing lending categories that are excluded from the multifamily lending purchase caps established in the 2015 Scorecard for Fannie Mae and Freddie Mac (the Enterprises). The 2015 Scorecard caps of $30 billion of new multifamily lending for each Enterprise will not change. However, FHFA is revising the excluded category in order to facilitate continued liquidity in the overall multifamily finance market which has increased substantially since the initial cap was set, and to reinforce FHFA’s emphasis on providing financing for affordable rental housing.
Changes to the affordable housing lending exclusions include the following:
“A key priority for FHFA is for Fannie Mae and Freddie Mac to play a strong role in supporting the financing needs of affordable rental housing,” said FHFA Director Melvin L. Watt. “By revising and clarifying these affordable housing lending categories, we expect the Enterprises to dedicate the necessary time, attention and resources to support this important part of the multifamily market.”
As with the 2014 Scorecard, the 2015 Scorecard continues to exclude from the $30 billion caps affordable housing loans, loans to small multifamily properties and loans to manufactured housing rental communities.
The Federal Housing Finance Agency regulates Fannie Mae, Freddie Mac and the 12 Federal Home Loan Banks. These government-sponsored enterprises provide more than $5.6 trillion in funding for the U.S. mortgage markets and financial institutions. Additional information is available at www.FHFA.gov, on Twitter
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