This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
Operate the business in a safe and sound manner.
Promote sustainable and equitable access to affordable housing.
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Washington, D.C. – The Federal Housing Finance Agency (FHFA) issued a Progress Report today summarizing the activities Fannie Mae and Freddie Mac (the Enterprises) took in 2015 in furtherance of FHFA’s three strategic objectives as conservator: Maintain, Reduce, and Build.
The Progress Report details efforts taken to counter the restrained access to credit for creditworthy borrowers, help financially struggling borrowers and hardest-hit communities avoid or mitigate the impact of foreclosures, and support affordable multifamily lending. The Progress Report also describes the Enterprises’ credit risk transfer programs and other activities to increase the role of private capital in the secondary mortgage market, as well as their ongoing work to develop the Common Securitization Platform and a Single Security. In addition, the Progress Report describes Fannie Mae and Freddie Mac’s actions to promote diversity and inclusion in furtherance of the strategic goals of the conservatorships.
“This Progress Report underscores our commitment to accomplishing our goals of fostering liquidity and efficiency in the housing finance markets, reducing risk to taxpayers, and building a new mortgage securitization infrastructure, and our commitment to doing so in a safe and sound manner,” said FHFA Director Melvin L. Watt. “Working collaboratively with Fannie Mae and Freddie Mac, we have accomplished a tremendous amount over the past year and we look forward to building on this success in 2016.”
Interested parties are invited to provide written input on this report via email to:
© 2023 Federal Housing Finance Agency