This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
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As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
Operate the business in a safe and sound manner.
Promote sustainable and equitable access to affordable housing.
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Washington, D.C. – Today, the Federal Housing Finance Agency (FHFA) released several sets of demographic data related to Fannie Mae and Freddie Mac's (the Enterprises) fair lending and housing goals activities. The rate of homeownership for minority families in the United States continues to lag well behind the national average. Fair lending is central to the principles under which the U.S. housing finance system operates, and the monitoring of fair lending data is one component of FHFA’s oversight of the secondary mortgage market. Another component is oversight of the Enterprises' annual housing goals, including the single-family housing goals focused on low-income borrowers and borrowers living in minority areas.
The fair lending data and housing goals data available for public use include:
Together, the data will provide insights into the racial, ethnic, and geographic composition of single-family loans acquired by the Enterprises.
Fair Lending Data
Housing Goals Data
Media Inquiries: MediaInquiries@FHFA.gov
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