This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
Washington, D.C. – The Federal Housing Finance Agency (FHFA) today issued a Prepayment Monitoring Report with data through the first quarter of 2018. The report provides transparency and insight to market participants about how FHFA monitors the prepayment rates of Fannie Mae and Freddie Mac (the Enterprises) "To-Be-Announced" (TBA)-eligible securities.
FHFA is seeking general alignment on the prepayments as the Enterprises prepare for issuance of the new Uniform Mortgage-Backed Security (UMBS) in June 2019. Consistency of prepayment rates is important to the success of UMBS and to the efficiency and liquidity of the secondary mortgage market. UMBS to be issued by Fannie Mae and Freddie Mac are designed to be fungible –that is, mutually interchangeable -- in order to broaden and enhance the liquidity of the secondary market on an ongoing basis. FHFA has taken a number of steps to promote consistency of prepayment rates through monthly monitoring and established guidelines for general alignment.
The Prepayment Monitoring Report will be issued quarterly.
Link to report
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Media: Corinne Russell (202) 649-3032 / Stefanie Johnson (202) 649-3030Consumers: Consumer Communications or (202) 649-3811
