This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2016 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2016 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector.
Meet the experts...
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6, 2014 to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
Washington, D.C. - Federal Housing Finance Agency (FHFA) Director Mel Watt announced today the appointment of Nina Nichols to be Deputy Director of the FHFA Division of Enterprise Regulation. Nichols will oversee FHFA’s regulation and supervision of Fannie Mae and Freddie Mac.
Nichols joined FHFA in March 2012 as the Assistant Deputy Director of the Division of Enterprise Regulation. From January 2013 to the present, she has been the Deputy Director of the Division of Supervision Policy and Support and since has also served as Acting Deputy Director of the Division of Enterprise Regulation. Prior to joining FHFA, Nichols was a Senior Vice President at JPMorgan Chase & Co. From 1999 to 2010, Nichols held various positions in the Division of Banking Supervision and Regulation at the Board of Governors of the Federal Reserve System. Nichols has also served at the Department of the Treasury and has been in private practice as an attorney. She holds a B.A. from Yale University and a J.D. from Harvard Law School.
“Since her arrival, Nina has made important contributions to FHFA, and she will continue to provide outstanding service to the Agency in her new role,” said Watt. “Effective regulation and supervision of Fannie Mae and Freddie Mac is a top priority for FHFA and the Agency will benefit from her leadership and experience.”
Nichols’ appointment as Deputy Director of the Division of Enterprise Regulation is effective immediately.
The Federal Housing Finance Agency regulates Fannie Mae, Freddie Mac and the 12 Federal Home Loan Banks. These government-sponsored enterprises provide more than $5.6 trillion in funding for the U.S. mortgage markets and financial institutions.
Corinne Russell (202) 649-3032 / Stefanie Johnson (202) 649-3030
© 2017 Federal Housing Finance Agency