This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2020 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
Operate the business in a safe and sound manner.
Promote sustainable and equitable access to affordable housing.
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
The Federal Housing Finance Agency (FHFA) recognizes that climate change poses a serious threat to the U.S. housing finance system. As a member of the Financial Stability Oversight Council (FSOC), FHFA is committed to working collaboratively with other federal agencies to make tangible progress toward addressing climate change and its consequences.
FHFA's regulated entities – Fannie Mae, Freddie Mac (the Enterprises), and the Federal Home Loan Bank System – have an important leadership role to play in addressing this issue. The Agency has instructed the Enterprises and encourages the FHLBanks to designate climate change as a priority concern and actively consider its effects in their decision making. To this end, FHFA recently announced a new Conservatorship Scorecard that will hold the Enterprises accountable for ensuring resiliency to climate risks. FHFA is also enhancing its Agency-wide monitoring and supervision of climate change issues.
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