This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2016 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2018 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector.
Meet the experts...
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6, 2014 to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
On October 11, the Federal Housing Finance Agency (FHFA) hosted more than 40 appraisal and mortgage industry professionals – ranging from housing industry trade groups, appraiser associations, lenders, data vendors, and government agencies – for a day-long discussion about important appraisal-related topics. In convening this workshop, FHFA's goal was to identify and define the issues and challenges facing the appraisal industry and to explore potential solutions.
The workshop started with a panel of industry experts providing background and perspectives on where the appraisal industry is today, and how it could develop in the future. After a panel discussion with representatives from Fannie Mae and Freddie Mac, FHFA staff facilitated small-group, collaborative roundtable discussions on several topics including: appraiser shortages, licensing requirements, barriers to entry into the profession, and opportunities to modernize the appraisal process.
Under the umbrella of industry challenges, specific issues identified and discussed by industry participants included:
In discussing modernization of the appraisal process and developing possible solutions to current challenges, industry participants shared the following views:
Our Appraisal Industry Workshop was meant to be a starting point for conversations that can uncover solutions to meet current industry challenges, provide for a faster, more efficient appraisal process, and identify process changes and technology innovations that can create new opportunities for appraisers and other providers of valuation-related services.
We look forward to continuing this discussion and encourage industry stakeholders to continue sharing their insights.
Senior Policy Analyst Office of Housing & Regulatory Policy
© 2018 Federal Housing Finance Agency