This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2018 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Implement critical reforms that will produce a stronger and more resilient housing finance system.
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.
2019 Conservatorships Strategic Plan
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Language Translation Disclosure
When we say “housing goals," most people familiar with housing policy think of Fannie Mae and Freddie Mac (the Enterprises). However, the Federal Home Loan Banks (FHLBanks) have housing goals too. FHFA recently
issued a proposed rule updating the FHLBank affordable housing goals regulation with the objective of creating a new process with meaningful and achievable targets for the FHLBanks to increase access to affordable mortgage financing.
[Note: Housing goals aim to encourage financing for affordable housing, and they are different from the
Affordable Housing Program of the FHLBanks. Yes, we know the names are confusing.]
To better understand the FHLBank housing goals – and to provide background information for FHFA's proposed rule – here's a few key points about the FHLBanks and their mortgage purchase programs:
To see how the differences play out,
read the proposed rule. Comments are due
Affordable Housing; Housing Goals; FHLBanks see ＂Federal Home Loan Banks＂; Federal Home Loan Banks; FHFA; Rules; Rulemaking
Senior Policy Analyst Office of Housing and Community Investment
© 2020 Federal Housing Finance Agency