This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2018 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2018 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossary - Spanish / English
Language Translation Disclosure
FHFA has no regulatory authority over banks (other than the 11 Federal Home Loan Banks), mortgage lenders, or servicers.
The term “lender” refers to an institution, such as a bank or other financial company, that issues a mortgage loan to a borrower. A lender may also be a servicer for the mortgage loan, but the servicing may be provided by a different institution.
The term “servicer” refers to an institution that provides servicing responsibilities for a mortgage loan such as collecting interest, principal, and escrow payments from a borrower.
If your issue involves any of these entities that FHFA does not regulate, please contact one or more of the regulatory federal agencies listed below:
© 2019 Federal Housing Finance Agency