This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2019 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Implement critical reforms that will produce a stronger and more resilient housing finance system.
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.
2020 Scorecard
2019 Conservatorships Strategic Plan
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
Whether you are a first-time homebuyer, a seasoned homebuyer or already own a home, you may want to learn more about the financial impact and process of buying and owning a home. In this section, you will find helpful resources to better help you navigate the mortgage market. From shopping for a mortgage to understanding federal rules, Tips for Homebuyers will provide the groundwork for those buying a property.
But even after a home purchase has been made, there may be more questions and a personal financial situation may change that jeopardizes your home. Tips for Homeowners includes resources to help you understand your mortgage and prevent foreclosures.
Unfortunately, many good programs and opportunities are abused by scam artists. You will find tips to help you avoid scams and resources if you encounter or already are a victim of a scam under Avoid Scams. To learn how to prevent coronavirus-related scams, visit the Coronavirus Fraud Prevention page.
The mortgage market is a complex field. Homeowners and homebuyers deal with the primary mortgage market, but FHFA regulates and supervises elements of the secondary mortgage market.