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​DUTY TO SERVE Rural Areas Data​


The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 establishes a duty for Fannie Mae and Freddie Mac to serve very low-, low-, and moderate-income families in rural areas.  FHFA's Duty to Serve rule defines "rural area" as:  (1) a census tract outside of a metropolitan statistical area, as designated by the Office of Management and Budget; or (2) a census tract in a metropolitan statistical area, as designated by the Office of Management and Budget, that is outside of the metropolitan statistical area's Urbanized Areas as designated by the U.S. Department of Agriculture's Rural-Urban Commuting Area Code #1, and outside of tracts with a housing density of over 64 housing units per square mile for USDA's RUCA Code #2.    

Census tracts that are considered rural areas or non-rural areas for Duty to Serve purposes are available below, based on 2010 census tract geography.  Each file includes a map of counties in designated high-needs rural regions and a description of the data layout, also available separately.


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Data​


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​Year ​Format DictionaryMap

​​2017

[ZIP]​​​​​​

[PDF]​

[PDF]​

​​2016​​

[ZIP]​​​​​​

[PDF]​

[PDF]

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