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U.S. House Price Index Report - 3Q 20182553611/27/2018 5:00:00 AM<p>U.S. house prices rose 1.3 percent in the third quarter of 2018 according to&#160;the Federal Housing Finance Agency (FHFA) House Price Index (HPI).&#160; House prices rose&#160;6.3 percent from the third quarter of 2017 to the third quarter of 2018.&#160; FHFA's seasonally&#160;adjusted monthly index for September was up 0.2 percent from August. </p><p>The HPI is calculated&#160;using home sales price information from mortgages sold to, or guaranteed by, Fannie Mae and&#160;Freddie Mac.&#160; FHFA has produced a&#160;<a href="https&#58;//youtu.be/G3z5OX6Wmqo"><strong>video of highlights</strong></a>&#160;for this quarter.</p><p>Significant Findings</p><ul><li>Home prices rose in 50 states and the District of Columbia between the third quarter of 2017 and the third quarter of 2018.&#160; The top five areas in annual appreciation were&#58; &#160;1) Idaho 15.1 percent; 2) Nevada 15.0 percent; 3) Washington 10.6&#160;percent; 4) Utah 10.0 percent; and 5) Colorado 9.2 percent.&#160; The areas showing the smallest annual appreciation were&#58;&#160; 1) Alaska 0.2 percent; 2) North Dakota 1.0 percent; 3) Louisiana 1.5 percent; 4) District of Columbia 1.6 percent; and 5) connecticut 2.2 percent.</li><li>Home prices rose in 99 of the 100 largest metropolitan areas in the U.S. over the last four quarters. &#160;Annual price increases were greatest in Boise City,&#160; ID, where prices increased by 20.1 percent.&#160; Prices were weakest in Honolulu (&quot;Urban Honolulu&quot;), HI where they fell be 5.2 percent.</li><li>Of the nine census divisions, the Mountain division experienced the strongest four-quarter appreciation, posting an 8.9 percent gain between the third quarters of 2017 and 2018 and a 1.5 percent increase in the third&#160;quarter of 2018.&#160; Annual house appreciation was similarly weak in the New England, Middle Atlantic, and West South Central divisions,&#160;where prices rose less than 5.0&#160;percent between the third quarters of 2017 and 2018. <br><br><a href="/Media/PublicAffairs/Pages/US-House-Prices-Rise-1pt3-Percent-in-Third-Quarter-2018.aspx"><strong>Related News Release</strong></a><br><br>Link to <a href="https&#58;//www.youtube.com/watch?v=w_1o6VLsC84&amp;t=1s"><strong>video</strong></a> detailing the basic methodology behind the FHFA HPI.</li></ul>11/27/2018 2:00:48 PMHome / About FHFA / Reports / U.S. House Price Index Report - 3Q 2018 House Price Index 2287https://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx
Annual Housing Report - 20183193010/30/2018 4:00:00 AM<p>This Annual Housing Report (Report) describes the affordable housing activities of the Enterprises during 2017 and meets the reporting requirements of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, as amended (Safety and Soundness Act).&#160;The Report begins by describing FHFA's preliminary review of the Enterprises' 2017 housing goals performance.</p><p>The Report also includes information about the distribution of single-family loans by race/ethnicity, gender, and census tract median income. In addition, the Report includes a breakdown of the single-family mortgage product-types purchased by each Enterprise, as well as information on mortgage payment type (e.g., fixed-rate or adjustable-rate mortgage), loan-to-value ratios, and credit scores for 2017.</p><p>The Report describes the status of several other activities related to affordable housing, including multifamily rental housing and initiatives to identify and address obstacles to mortgage credit. &#160;For FHFA's Duty to Serve rule, the Report describes the planning process and the plans submitted by the Enterprises.&#160;The Report also details the affordable housing allocations made by each Enterprise, as well as FHFA's efforts to survey the mortgage markets and release loan-level data submitted by the Enterprises to the public. Finally, the Report discusses subprime, nontraditional, and higher-priced mortgage loans.</p>10/30/2018 5:00:27 PMHome / About FHFA / Reports / Annual Housing Report - 2018 Annual Housing Report 952https://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx
U.S. House Price Index - August 20182562810/24/2018 4:00:00 AM<p>​​The FHFA House Price Index (HPI) reported a 0.3&#160;percent increase in U.S. house prices in August from the previous month.&#160; From August 2017 to August&#160;2018, house prices were up 6.1&#160;percent.&#160; For the nine census divisions, seasonally adjusted monthly price changes from July 2018 to August&#160;2018 ranged from -0.7 percent in the Middle Atlantic&#160;division to +0.8&#160;percent in the Pacific&#160;division.&#160; The 12-month changes were all positive, ranging from +4.0&#160;percent in the Middle Atlantic&#160;division to +8.4&#160;percent in the Mountain division.</p><p>Monthly index values and appreciation rate estimates for recent periods are provided in the tables and graphs in the attachment.&#160;</p><div><a href="/Media/PublicAffairs/Pages/FHFA-House-Price-Index-Up-0pt3-Percent-in-August-2018.aspx">Related News Release</a><br></div>10/24/2018 1:00:56 PMHome / About FHFA / Reports / U.S. House Price Index - August 2018 House Price Index 2679https://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx
U.S. House Price Index - July 2018256619/25/2018 4:00:00 AM<p>​The FHFA House Price Index (HPI) reported a&#160;0.2 percent increase in U.S. house prices in July from&#160;the previous month.&#160; From July 2017 to July 2018, house prices were up 6.4 percent.&#160; For the nine census divisions, seasonally adjusted monthly price changes from June 2018 to July 2018 ranged from -0.5 percent in the East South Central division to +1.1 percent in the South Atlantic division.&#160; The&#160;12-month changes were all positive, ranging from +4.7 percent in the New England division to +8.7 percent in the Mountain division.</p><p>Monthly index values and appreciation rate estimates for recent periods are provided in the tables and graphs in the attachment.&#160;</p><p><a href="/Media/PublicAffairs/Pages/FHFA-House-Price-Index-Up-0pt2-Percent-in-July-2018.aspx">Related News Release</a></p>9/25/2018 1:00:11 PMHome / About FHFA / Reports / U.S. House Price Index - July 2018 House Price Index 2284https://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx
U.S. House Price Index Report - 2Q 2018256818/23/2018 4:00:00 AM<p style="margin&#58;0px 0px 10px;padding&#58;0px;border&#58;0px currentcolor;color&#58;#404040 !important;text-transform&#58;none;line-height&#58;22px;text-indent&#58;0px;letter-spacing&#58;normal;font-family&#58;&quot;source sans pro&quot;, sans-serif;font-size&#58;14px;font-style&#58;normal;font-weight&#58;400;word-spacing&#58;0px;vertical-align&#58;baseline;white-space&#58;normal;orphans&#58;2;widows&#58;2;font-stretch&#58;inherit;background-color&#58;#ffffff;text-decoration-style&#58;initial;text-decoration-color&#58;initial;">U.S. house prices rose 1.1 percent in the second quarter of 2018 according to the Federal Housing Finance Agency (FHFA) House Price Index (HPI).&#160; House prices rose 6.5 percent from the second quarter of 2017 to the second quarter of 2018.&#160; FHFA's seasonally adjusted monthly index for June was up 0.2 percent from May.&#160;</p><p style="margin&#58;0px 0px 10px;padding&#58;0px;border&#58;0px currentcolor;color&#58;#404040 !important;text-transform&#58;none;line-height&#58;22px;text-indent&#58;0px;letter-spacing&#58;normal;font-family&#58;&quot;source sans pro&quot;, sans-serif;font-size&#58;14px;font-style&#58;normal;font-weight&#58;400;word-spacing&#58;0px;vertical-align&#58;baseline;white-space&#58;normal;orphans&#58;2;widows&#58;2;font-stretch&#58;inherit;background-color&#58;#ffffff;text-decoration-style&#58;initial;text-decoration-color&#58;initial;">The HPI is calculated using home sales price information from mortgages sold to, or guaranteed by, Fannie Mae and Freddie Mac. &#160;FHFA has produced a<span>&#160;</span><a title="Link goes to an external web page." class="external-link" href="https&#58;//youtu.be/WchnDq5-s_A" target="_blank" style="margin&#58;0px;padding&#58;0px;border&#58;0px currentcolor;color&#58;#276598;line-height&#58;inherit;font-family&#58;inherit;font-size&#58;inherit;font-style&#58;inherit;font-variant&#58;inherit;font-weight&#58;600;text-decoration&#58;none;vertical-align&#58;baseline;font-stretch&#58;inherit;">video of highlights</a><span>&#160;</span>for this quarter.&#160;</p><p style="margin&#58;0px 0px 10px;padding&#58;0px;border&#58;0px currentcolor;color&#58;#404040 !important;text-transform&#58;none;line-height&#58;22px;text-indent&#58;0px;letter-spacing&#58;normal;font-family&#58;&quot;source sans pro&quot;, sans-serif;font-size&#58;14px;font-style&#58;normal;font-weight&#58;400;word-spacing&#58;0px;vertical-align&#58;baseline;white-space&#58;normal;orphans&#58;2;widows&#58;2;font-stretch&#58;inherit;background-color&#58;#ffffff;"><strong style="margin&#58;0px;padding&#58;0px;border&#58;0px currentcolor;line-height&#58;inherit;font-family&#58;inherit;font-size&#58;inherit;font-style&#58;inherit;font-variant&#58;inherit;font-weight&#58;700 !important;vertical-align&#58;baseline;font-stretch&#58;inherit;">Significant Findings</strong></p><ul><li><div style="margin&#58;0px 0px 10px;padding&#58;0px;border&#58;0px currentcolor;color&#58;#404040 !important;text-transform&#58;none;line-height&#58;22px;text-indent&#58;0px;letter-spacing&#58;normal;font-family&#58;&quot;source sans pro&quot;, sans-serif;font-size&#58;14px;font-style&#58;normal;word-spacing&#58;0px;vertical-align&#58;baseline;white-space&#58;normal;orphans&#58;2;widows&#58;2;background-color&#58;#ffffff;">Home prices rose in all 50 states and the District of Columbia between the second quarter of 2017 and the second quarter of 2018. The top five areas in annual appreciation were&#58; 1) Nevada 17.0 percent; 2) Idaho 13.0 percent; 3) District of Columbia 11.8 percent; 4) Utah 11.3 percent; and 5) Washington 11.0 percent. The states showing the smallest annual appreciation were&#58; 1) North Dakota 2.1 percent; 2) Louisiana 2.3 percent; 3) West Virginia 2.3 percent;&#160; 4) Connecticut 2.4 percent; and 5) Alaska 2.6 percent.</div></li><li><div style="margin&#58;0px 0px 10px;padding&#58;0px;border&#58;0px currentcolor;color&#58;#404040 !important;text-transform&#58;none;line-height&#58;22px;text-indent&#58;0px;letter-spacing&#58;normal;font-family&#58;&quot;source sans pro&quot;, sans-serif;font-size&#58;14px;font-style&#58;normal;word-spacing&#58;0px;vertical-align&#58;baseline;white-space&#58;normal;orphans&#58;2;widows&#58;2;background-color&#58;#ffffff;">Home prices rose in 99 of the 100 largest metropolitan areas in the U.S. over the last four quarters. Annual price increases were greatest in Las Vegas-Henderson-Paradise, NV, where prices increased by 18.8 percent. Prices were weakest in El Paso, TX, where they fell by 0.03 percent.</div></li><li><div style="margin&#58;0px 0px 10px;padding&#58;0px;border&#58;0px currentcolor;color&#58;#404040 !important;text-transform&#58;none;line-height&#58;22px;text-indent&#58;0px;letter-spacing&#58;normal;font-family&#58;&quot;source sans pro&quot;, sans-serif;font-size&#58;14px;font-style&#58;normal;word-spacing&#58;0px;vertical-align&#58;baseline;white-space&#58;normal;orphans&#58;2;widows&#58;2;background-color&#58;#ffffff;">Of the nine census divisions, the Mountain division experienced the strongest four-quarter appreciation, posting a 9.5 percent gain between the second quarters of 2017 and 2018 and a 1.9 percent increase in the second quarter of 2018. The Pacific division, which often records the strongest numbers in the country, only had a quarterly appreciation of 0.6 percent, its slowest quarterly increase since 2011. Annual house price appreciation was weakest in the West South Central division, where prices rose 5.0 percent between the second quarters of 2017 and 2018.</div></li></ul><a href="/AboutUs/Reports/Pages"><strong style="margin&#58;0px;padding&#58;0px;border&#58;0px currentcolor;line-height&#58;inherit;font-family&#58;inherit;font-size&#58;inherit;font-style&#58;inherit;font-variant&#58;inherit;font-weight&#58;700 !important;vertical-align&#58;baseline;font-stretch&#58;inherit;">Related News Release</strong></a>8/23/2018 1:00:16 PMHome / About FHFA / Reports / U.S. House Price Index Report - 2Q 2018 House Price Index 6999https://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx
House Price Index - May 2018225137/24/2018 4:00:00 AM<p style="padding&#58;0px;border&#58;0px currentcolor;color&#58;#404040 !important;line-height&#58;22px;font-family&#58;&quot;source sans pro&quot;, sans-serif;font-size&#58;14px;vertical-align&#58;baseline;font-stretch&#58;inherit;background-color&#58;#ffffff;">The FHFA House Price Index (HPI) reported a&#160;0.2&#160;percent&#160;increase in U.S. house prices in May&#160;from the previous month.&#160; From May&#160;2017 to May&#160;2018, house prices were up 6.4&#160;percent.&#160; For the nine census divisions, seasonally adjusted monthly price changes from April&#160;2018 to May&#160;2018 ranged from -0.6&#160;percent in the East North&#160;Central division to +1.5&#160;percent in the&#160;East South&#160;Central division.&#160; The 12-month changes were all positive, ranging from +4.9&#160;percent in the West South Central&#160;division to +9.1&#160;percent in the Mountain&#160;division.​</p><p style="padding&#58;0px;border&#58;0px currentcolor;color&#58;#404040 !important;line-height&#58;22px;font-family&#58;&quot;source sans pro&quot;, sans-serif;font-size&#58;14px;vertical-align&#58;baseline;font-stretch&#58;inherit;background-color&#58;#ffffff;">Monthly index values and appreciation rate estimates for recent periods are provided in the tables and graphs in the attachment.<br></p><p style="padding&#58;0px;border&#58;0px currentcolor;color&#58;#404040 !important;line-height&#58;22px;font-family&#58;&quot;source sans pro&quot;, sans-serif;font-size&#58;14px;vertical-align&#58;baseline;font-stretch&#58;inherit;background-color&#58;#ffffff;"><a href="/Media/PublicAffairs/Pages/House-Price-Index-Up-0pt2-Percent-in-May-2018.aspx">Related News Release</a><br></p>8/4/2018 4:21:23 AMHome / About FHFA / Reports / House Price Index - May 2018 House Price Index From May 2017 to May 2018 1761https://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx
House Price Index - April 2018225106/21/2018 4:00:00 AM<p style="padding&#58;0px;border&#58;0px currentcolor;color&#58;#404040 !important;line-height&#58;22px;font-family&#58;&quot;source sans pro&quot;, sans-serif;font-size&#58;14px;vertical-align&#58;baseline;font-stretch&#58;inherit;background-color&#58;#ffffff;">The FHFA House Price Index (HPI) reported a&#160;0.1&#160;percent&#160;increase in U.S. house prices in April&#160;from the previous month.&#160; From April&#160;2017 to April&#160;2018, house prices were up 6.4&#160;percent.&#160; For the nine census divisions, seasonally adjusted monthly price changes from March&#160;2018 to April&#160;2018 ranged from -0.5&#160;percent in the&#160;West South&#160;Central division to +0.6&#160;percent in the&#160;East North&#160;Central division.&#160; The 12-month changes were all positive, ranging from +4.6&#160;percent in the West South Central&#160;division to +8.9&#160;percent in the Mountain&#160;division.​</p><p style="padding&#58;0px;border&#58;0px currentcolor;color&#58;#404040 !important;line-height&#58;22px;font-family&#58;&quot;source sans pro&quot;, sans-serif;font-size&#58;14px;vertical-align&#58;baseline;font-stretch&#58;inherit;background-color&#58;#ffffff;">Monthly index values and appreciation rate estimates for recent periods are provided in the table and graphs in the attachment.</p><p style="padding&#58;0px;border&#58;0px currentcolor;color&#58;#404040 !important;line-height&#58;22px;font-style&#58;inherit;font-variant&#58;inherit;font-weight&#58;400;vertical-align&#58;baseline;font-stretch&#58;inherit;"><font color="#0066cc"><a href="/Media/PublicAffairs/Pages/FHFA-House-Price-Index-Up-0pt1-Percent-in-April-2018.aspx">Related News Release</a></font></p>6/21/2018 1:00:58 PMHome / About FHFA / Reports / House Price Index - April 2018 House Price Index 449https://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx
U.S. House Price Index Report - 1Q 2018 / March225975/24/2018 4:00:00 AM<p>U.S. house prices rose <strong>1.7 percent</strong> in the first quarter of 2018 according to the Federal Housing Finance Agency (FHFA) House Price Index (HPI).&#160; &#160;House prices rose <strong>6.9 percent</strong> from the first quarter of 2017 to the first quarter of 2018.&#160; FHFA's seasonally adjusted monthly index for March was up <strong>0.1 percent </strong>from February.&#160;</p><p>The HPI is calculated using home sales price information from mortgages sold to, or guaranteed by, Fannie Mae and Freddie Mac. </p><p>See <a href="https&#58;//youtu.be/wAUvUWBv6RY">video</a> for the first quarter featuring Dr. Doerner.</p><p> <strong>Significant Findings</strong> </p><ul><li><p>Home prices rose in all 50 states and the District of Columbia between the first quarter of 2017 and the first quarter of 2018.&#160;The top five areas in annual appreciation were&#58; &#160;1) Nevada&#160;13.7 percent; 2) Washington&#160;13.1 percent; 3) Idaho 11.1 percent; 4) Colorado 10.6 percent; and 5) Utah 9.9 percent.</p></li><li><p>Home prices rose in each&#160;of the 100 largest metropolitan areas in the U.S. over the last four quarters.&#160;&#160;Annual price increases were greatest in Las Vegas-Henderson-Paradise, NV, where prices increased by 17.1 percent.&#160; Prices were weakest in Tulsa, OK where they rose 0.8 percent.</p></li><li><p>Of the nine census divisions, the Pacific division experienced the strongest&#160;four quarter appreciation,&#160;posting a 9.5 percent gain between&#160;the first quarters of 2017 and 2018 and a 2.6 percent increase&#160;in the first quarter of&#160; 2018.&#160; Annual house price appreciation was weakest in the East South Central division, where prices rose 5.3 percent&#160; between the first quarters of 2017 and 2018.</p></li></ul><p><a href="/Media/PublicAffairs/Pages/US-House-Prices-Rise-1pt7-Percent-in-First-Quarter-2018.aspx">Related News Release</a> </p>5/24/2018 1:00:20 PMHome / About FHFA / Reports / U.S. House Price Index Report - 1Q 2018 / March House Price Index 1379https://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx
Annual Report to Congress - 2017223545/23/2018 4:00:00 AM<p>​The Federal Housing Finance Agency's 2017 <em> <a href="/AboutUs/Reports/ReportDocuments/FHFA_2016_Report-to-Congress.pdf"> Report to Congress</a></em>&#160; (a statutorily-required report) provides information about FHFA’s 2017 examinations of Fannie Mae, Freddie Mac (the Enterprises), 11 Federal Home Loan Banks (FHLBanks) and the FHLBanks’ Office of Finance.&#160; The report also describes FHFA’s actions as conservator of Fannie Mae and Freddie Mac during the year and it describes the Agency’s regulatory guidance, research and publications.&#160;&#160;&#160;</p><p> <a href="/Media/PublicAffairs/Pages/FHFA-Releases-2017-Report-to-Congress.aspx">Related News Release</a></p>5/25/2018 7:39:01 PMHome / About FHFA / Reports / Annual Report to Congress - 2017 Annual Report to Congress 1003https://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx
U.S. House Price Index - February 2018225114/24/2018 4:00:00 AM<p>The FHFA House Price Index (HPI) reported a&#160;0.6 percent&#160;increase in U.S. house prices in&#160;February from the previous month.&#160; From&#160;February 2017 to&#160;February 2018, house prices were up&#160;7.2&#160;percent.&#160; For the nine census divisions, seasonally adjusted monthly price changes from&#160;January 2018 to&#160;February 2018 ranged from&#160;0.1&#160;percent in the&#160;West North Central division to +1.6&#160;percent in the&#160;East South Central division.&#160; The 12-month changes were all positive, ranging from +4.8&#160;percent in the&#160;Middle Atlantic&#160;division to +10.3&#160;percent in the&#160;Pacific division.​</p><p>Monthly index values and appreciation rate estimates for recent periods are provided in the table and graphs in the attachment.</p><a href="/Media/PublicAffairs/Pages/FHFA-House-Price-Index-Up-0pt6-Percent-in-February-2018.aspx"><p><font color="#0066cc">Related News Release</font></p></a>4/24/2018 1:00:15 PMHome / About FHFA / Reports / U.S. House Price Index - February 2018 House Price Index 179https://www.fhfa.gov/AboutUs/Reports/Pages/Forms/AllItems.aspxhtmlFalseaspx

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