This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
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FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
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The FHFA House Price Index (HPI) reported a 0.2 percent increase in U.S. house prices in July from the previous month. From July 2017 to July 2018, house prices were up 6.4 percent. For the nine census divisions, seasonally adjusted monthly price changes from June 2018 to July 2018 ranged from -0.5 percent in the East South Central division to +1.1 percent in the South Atlantic division. The 12-month changes were all positive, ranging from +4.7 percent in the New England division to +8.7 percent in the Mountain division.
Monthly index values and appreciation rate estimates for recent periods are provided in the tables and graphs in the attachment.
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