This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
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Glossaries
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Refinance volume continued to be strong in October as 30-year mortgage rates reached new record lows.
HARP volume continued to represent a material portion of total refinance volume as HARP enhancements took effect in 2012. HARP volume represented 19 percent of total refinance volume in October, 2012.
Year-to-date through October 2012, 790,619 refinances were completed through HARP, bringing the total refinances through HARP from the inception of the program to 1,812,470.