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Refinance Report

Refinance Report - October 2012

Published: 12/20/2012

This report provides monthly data and analysis on mortgage rates, refinance volume, and Home Affordable Refinance​ Program (HARP) volume by state, LTV buckets and other measures.

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Report Highlights

  • Refinance volume continued to be strong in October as 30-year mortgage rates reached new record lows.

  • HARP volume continued to represent a material portion of total refinance volume as HARP enhancements took effect in 2012. HARP volume represented 19 percent of total refinance volume in October, 2012.

  • Year-to-date through October 2012, 790,619 refinances were completed through HARP, bringing the total refinances through HARP from the inception of the program to 1,812,470.

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