This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
Refinance volume continued to be strong in June as 30-year mortgage rates continued to reach new record lows.
HARP volume represented 33 percent of total refinance volume in June, the highest percentage reported since the inception of HARP.
In June, borrowers with LTV greater than 105 percent accounted for 62 percent of HARP volume, up from 32 percent in May.
HARP refinances for loans with LTV greater than 125 percent surged in June as lenders began to sell Fannie Mae and Freddie Mac securities containing these loans June 1.
