This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
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April 2015 Highlights
The Enterprises' Foreclosure Prevention Actions:
• The Enterprises completed 22,346 foreclosure prevention actions in April 2015, bringing the total to 3,499,689 since the start of the conservatorships in September 2008. Over half of these actions have been permanent loan modifications.• There were 14,585 permanent loan modifications in April, bringing the total to 1,806,623 since the start of conservatorships.• The share of modifications with principal forbearance was 19 percent while modifications with extend-term only remained at 48 percent in April due to improved house prices and a declining HAMP eligible population.• There were 3,447 short sales and deeds-in-lieu completed in April, up 10 percent compared with March.The Enterprises' Mortgage Performance:• The serious delinquency rate declined to 1.70 percent at the end of April, from 1.76 percent at the end of March.The Enterprises' Foreclosures:• Third-party and foreclosure sales declined 2 percent to 10,742, while foreclosure starts fell 14 percent to 19,500 in April.
