This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
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As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
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Promote sustainable and equitable access to affordable housing.
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April 2015 Highlights
The Enterprises' Foreclosure Prevention Actions:
• The Enterprises completed 22,346 foreclosure prevention actions in April 2015, bringing the total to 3,499,689 since the start of the conservatorships in September 2008. Over half of these actions have been permanent loan modifications.• There were 14,585 permanent loan modifications in April, bringing the total to 1,806,623 since the start of conservatorships.• The share of modifications with principal forbearance was 19 percent while modifications with extend-term only remained at 48 percent in April due to improved house prices and a declining HAMP eligible population.• There were 3,447 short sales and deeds-in-lieu completed in April, up 10 percent compared with March.The Enterprises' Mortgage Performance:• The serious delinquency rate declined to 1.70 percent at the end of April, from 1.76 percent at the end of March.The Enterprises' Foreclosures:• Third-party and foreclosure sales declined 2 percent to 10,742, while foreclosure starts fell 14 percent to 19,500 in April.
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