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Single Family Guarantee Fees Report

Fannie Mae and Freddie Mac Single-Family Guarantee Fees - 2007 / 2008

Published: 7/30/2009

Section 1601 of the Housing and Economic Recovery Act of 2008 (HERA) requires the Federal Housing Finance Agency (FHFA) to conduct an ongoing study of the guarantee fees charged by Fannie Mae and Fred​​die Mac and to submit annual reports to Congress, based on aggregated data collected from the Enterprises, regarding the amount of such fees and the criteria used by the Enterprises to determine them. This report, the first prepared by FHFA in fulfillment of Section 1601, covers guarantee fees charged by the Enterprises in 2007 and 2008. The report focuses on fees charged by the Enterprises for guaranteeing conventional single-family mortgages—loans that are not insured or guaranteed by the federal government and that finance properties with four or fewer residential units.

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