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Refinance Report

Refinance Report - December 2012

Published: 3/13/2013

This report provides monthly data and analysis on mortgage rates, refinance volume, and Home Affordable Refinance Program (HARP) volume by state, LTV buckets and other measures.

Report Highlights

  • December refinance volume fell compared to November, as November volume rose in advance of a 10 basis point guarantee fee increase that took effect starting December 1, 2012.

  • HARP volume represented 22 percent of total refinance volume in the fourth quarter of 2012.

  • Year-to-date through December 2012, 1,074,755 refinances were completed through HARP, bringing the total refinances through HARP from the inception of the program to 2,165,021.​

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