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Annual Report to Congress

Annual Report to Congress - 2021

Published: 6/15/2022

​​Revised 11/17/2022

​​The Federal Housing Finance Agency’s (FHFA’s) 2021 Report to Congress covers the activities of FHFA and its regulated entities in 2021. The statutorily-required report provides information about the Agency’s 2021 examinations of Fannie Mae, Freddie Mac (the Enterprises), the 11 Federal Home Loan Banks (FHLBanks), and the FHLBanks’ Joint Office of Finance. It also describes FHFA’s actions as conservator of Fannie Mae and Freddie Mac and provides an overview of FHFA’s regulatory activities, research, and publications issued during the year. This report meets all such requirements applicable as of December 31, 2021.

Fannie Mae is reevaluating its 2021​​​ stress test results and associated reporting due to the recent identification of errors in an underlying model. Once this evaluation is complete, an update will be posted. Until that update is posted, you should not rely on Fannie Mae’s stress test (DFAST) information in this report for any purpose.

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