This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2016 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2018 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector.
Meet the experts...
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6, 2014 to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
The 2013 Report to Congress presents the findings of the agency’s 2013 examinations of Fannie Mae and Freddie Mac (the Enterprises), the 12 Federal Home Loan Banks (FHLBanks), and the FHLBanks’ Office of Finance. It also details FHFA’s actions as conservator of Fannie Mae and Freddie Mac during 2013, as well as the agency’s regulatory guidance, research and publications. During 2013, FHFA continued to serve as regulator and conservator of the Enterprises while supervising and regulating the 12 FHLBanks and the FHLBanks’ joint Office of Finance to promote their safety and soundness and fulfillment of their housing missions.
Related News Release
2013 Strategic Initiatives
Other Conservatorship Activities
Report of Annual Examination of Fannie Mae (Federal National Mortgage Association)
Affordable Housing Goals for Fannie Mae
Report of Annual Examination of Freddie Mac (Federal Home Loan Mortgage Corporation)
Affordable Housing Goals for Freddie Mac
Reversal of Credit Expenses Provisioned in Prior Years
Examination Authority and Scope
Regulations: All Regulated Entities (Enterprises and Federal Home Loan Banks)
Regulations: Federal Home Loan Banks
Regulations: Agency Operations
Regulations: Housing Goals and Mission
Policy Guidance: Regulated Entities and the Office of Finance
Policy Guidance: Enterprises and the Federal Home Loan Banks
Policy Guidance: Federal Home Loan Banks
Policy Guidance: Enterprises
Policy Guidance: Agency Safety and Soundness Examination Manual
Reports to Congress
House Price Index and Related Research
Public Use Database
Historical Database (MIRS)
Research Publications: Working Papers, Mortgage Market Notes, and Research Papers
A. Performance and Program Assessment
B. Financial Operations
© 2018 Federal Housing Finance Agency