This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
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As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
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Prices fell in the latest quarter in 41 states.
Eight states exhibited quarterly price declines of more than three percent and three—Nevada, California, and Arizona—saw price declines of more than five percent.
All nine Census Divisions experienced price declines in the latest quarter. Prices were weakest in the Pacific Census Division, which experienced a 5.4 percent price decline in the quarter and strongest in the West South Central Division, which experienced a price decline of 0.2 percent.
The states with the greatest price appreciation between the third quarters of 2007 and 2008 were: North Dakota (4.0%), South Dakota (3.9%), Texas (3.2%), Alabama (2.8%), and Oklahoma (2.8%). The states with the sharpest depreciation for the same period were: Nevada (-20.9%), California (-20.8%), Florida (-16.0%), Arizona (-13.5%), and Rhode Island (-8.0%).
The MSAs with the greatest appreciation over the past year were: Austin-Round Rock, TX (5.6%), Augusta-Richmond County, GA-SC (5.5%),and Rapid City, SD (5.4%)
Of the 20 ranked cities with the greatest price declines over the last four quarters, all but one (Las Vegas-Paradise, NV) was in California or Florida.
The MSAs with the sharpest depreciation over the year were: Merced, CA (42.3%), Stockton, CA (-41.4%), and Modesto, CA (-36.7%).
The complete list of state appreciation rates can be found on pages 18 and 19. The complete list of city (MSA) appreciation rates is available on pages 32 – 46.
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